FAQ

Creditors are restricted from certain actions towards those who owe them money. If they have violated the law in their quest to get payments from you, it is possible that legal action against them can be filed. In other cases, our legal team can take on the situation in which case they are no longer able to contact you at all, and we work out a solution that you can live with in settling your debts, usually for a much lower amount than originally owed.

In fact, the credit reporting agencies may have wrong information on your credit report, and resolving this matter can lead to a better credit score. Carefully checking and contesting the matters on your credit report can bring about a better situation for the client.

There are so many cases of bankruptcy in the current economic situation that a bankruptcy often improves your credit rather than destroying it. If you are considering bankruptcy, it is likely that your credit is already in trouble, with late payments, foreclosure notices, and other problems. Bankruptcy can lead to a discharge of your consumer debt, leaving you free to get a fresh start. Most individuals begin getting offers for credit within about six months and can rebuild their credit much more quickly than they expected.

Our Legal team supports clients in any of the following types of financial difficulties:

• Wrongful Foreclosure
• Deceptive Trade Practices Lawsuits
• Short Sale
• Credit Card Lawsuit Defense
• Collection Abuse
• Repossession Defense
• Mortgage Modification
• Debt Settlement
• Credit Discrimination
• Fair Credit Reporting Act Violations
• Clean Up Your Credit
• Bankruptcy