Orlando Debt Settlement Attorney
Skilled Debt Relief Lawyer in Orlando
A debt settlement attorney can help those who are in need of help regarding creditors. The attorney is able to speak with your creditors and can usually negotiate to halt late fees and other penalties. The creditors will then contact the attorney instead of you. An attorney may also be able to assist you in removing unwanted negative aspects of your credit report. At Joseph J. Mancuso, P.A., we have nearly a 100 years of experience in debt settlement.
We may be able to reduce your credit card debt, as well as:
- Pay off your debts while avoiding bankruptcy
- Speak to your creditors so that you no longer have to
- Allow you to take control of your financial future
- Allow you to consolidate your debt into an affordable monthly payment
What Is Debt Settlement?
Debt settlement may allow you to negotiate your monthly credit card bill and transform it into something you can actually afford. Our debt settlement lawyers represent clients when dealing with creditors and allow them to avoid bankruptcy. In many cases, creditors will accept approximately 40% or less of the debt and consider it settled. We are well-versed in FDCPA (consumer's rights laws) which enables them to provide excellent legal aid to clients.
Debt settlement is different than credit counseling in that it is normally quite a bit faster. If you intend on settling with a creditor, ensure a debt settlement attorney removes any negative listings from your credit. Debt settlement focuses mainly on unsecured debts, but if you are worried about secured debts, our attorneys may still be able to assist you in other ways.
What Kind of Debt Should I Settle?
The debts that may be settled are usually past-due that may have been turned over to a collections agency less than 3 years ago. After the 3 years your debt settlement could reactivate the debt that you have occurred. The settlement will remain on your credit report for 7 years and affect your credit score. The larger the balance the larger the impact on your credit. Settling one debt is ideal to keep your credit score intact.
Contact our Orlando debt settlement attorney today to discover your options!
What Sets Us Apart?
Our team of skilled and understanding professionals proudly provides comprehensive and efficient services for all Clients.
-
Almost 100 Years of ExperienceOur firm brings nearly a century of collective legal experience, ensuring you receive trusted, expert guidance throughout your case.
-
Financing Options AvailableWe understand financial stress and offer flexible payment options to ensure legal help is accessible without added burden.
-
24/7 Availability to ClientsWe're always here when you need us, providing round-the-clock support so that you never feel alone during the process.
-
Free Initial ConsultationWe offer a no-cost, no-obligation consultation to help you explore your legal options and take the first step toward financial relief.